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FHA Ineligible Properties

Thankfully, most free standing homes, including 1-4 unit homes, are eligible for approval under FHA guidelines. There are however properties that are not eligible.

Most commercial properties are immediately excluded from an FHA loan. A few examples are restaurants, hotels, office buildings, medical facilities, and apartment buildings.

In addition, homes that are in need of significant repair are eligible for an FHA loan, but only using the program below, under rehab projects. Similar information is available below of disaster relief and condos.

For FHA Condo Eligibility

For FHA 203(k) Rehab Projects

For FHA 203(h) Disaster Relief Programs

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Our specialists can tell you what is eligible, or ineligible – talk to a specialist.