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Florida

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Florida Association for Community Action – local agencies provide low-income emergency home repair (LEHRP) and weatherization assistance (WAP). Select those programs under their Quick Directory Links for help.

Florida Department of Community Affairs funding goes to local agencies to help homeowners and renters

Florida Housing Finance Corporation – call (800) 814-HOME (4663) for info on first-time homebuyer programs, lower interest rate loans and purchase assistance

Habitat for Humanity – home construction using sweat equity, assisted financing

HUD’s Community Development Block Grants (CDBG) recipients may offer homebuyer assistance in your area

HUD’s HOME Investment Partnership Program provides funding to local agencies to help you purchase or repair your home

State Housing Initiatives Partnership (SHIP) Program

USDA Rural Housing Service – direct loans and grants for building, purchasing or repairing homes.

ASSISTANCE PROGRAMS BY COUNTY

Alachua County

City of Gainesville Housing Division (352) 334-5026

Alachua County Growth
Management Dept (352) 374-5249 Housing rehabilitation, downpayment assistance, special needs housing/rehabilitation

Baker County
Baker County SHIP Program Administrator (904) 259-6463 Emergency repairs, downpayment assistance

Bay County
Panama City Community Development Dept. (850) 872-7230 Housing rehabilitation, downpayment assistance

Bradford County
Bradford County Community Development Dept (904) 966-6382 Housing rehabilitation, downpayment assistance

Brevard County
Brevard County Housing and Human Services (321) 633-2076

City of Cocoa
Housing and Neighborhood Services (321) 639-7564

City of Melbourne Housing and Community Development For homebuyer assistance,
call (321) 253-0053
For housing rehab,
call (321) 674-5734

City of Palm Bay Housing and Neighborhood Development For homebuyer assistance,
call (321) 253-0053
For housing rehab,
call (321) 952-3429

Broward County

Broward County Housing and Community Development Department (954) 357-4900
Broward County Housing Authority (954) 739-1114
State Housing Initiatives Partnership (SHIP) Program (954) 765-5336
New Visions Community Development Corp (954) 768-0920
Coral Springs (954) 344-1156
Davie (954) 797-1199
Deerfield Beach (954) 480-4206
Hallandale (954) 457-1377
Hollywood (954) 921-3383 Housing Partnership Program, no interest 2nd mortgage (954) 921-3381 or (954) 924-2923 Housing rehabilitation programs
Lauderhill (954) 730-3036
Margate (954) 935-5307
(954) 935-5323
Miramar (954) 602-3243
(954) 602-3249
North Lauderdale (954) 724-7069
Pembroke Pines (954) 431-7866 or tollfree (877) CRAFLA1
Plantation (954) 797-2622
Pompano Beach (954) 786-4659
(954) 786-4641
Sunrise (954) 741-2580
(954) 746-3288
Tamarac (954) 597-3539

Calhoun County
Calhoun County Building Dept (850) 674-8046 Housing rehabilitation

Clay County
Clay County SHIP Program Administrator (904) 278-4700 Housing rehabilitation, downpayment assistance

Charlotte County
Charlotte County (941) 833-6500
Housing Corp. of Charlotte County (941) 255-9454
Punta Gorda (941) 575-3372

Citrus County
Citrus County Housing Services Division (352) 527-7520

Collier County
Collier County (and City of Naples) (239) 252-8154

Columbia County
Suwanee River Economic Council, Inc. (386) 362-4115
(386) 752-8726 Emergency repairs, downpayment assistance, low income energy assistance

DeSoto County

Desoto County Community Service Department (863) 993-4800 SHIP downpayment/closing cost assistance, emergency repairs

Dixie County
Community Programs Consulting, Inc. (800) 597-7579 (352) 498-2714 Housing rehabilitation

Duval County/Jacksonville
Jacksonville Housing Commission
(904) 588-0172

Escambia County
City of Pensacola SHIP (850) 858-0350
Escambia County SHIP (850) 458-0466
Neighborhood Enterprise Foundation (850) 458-0465 Housing rehabilitation, downpayment assistance

Flagler County
Flagler County SHIP Coordinator (386) 313-4037

Franklin County
Franklin County Planning and Zoning (850) 653-9783 Replacement housing, downpayment assistance

Gadsden County
Gadsden County Community Development Dept (850) 875-8659 Downpayment assistance

Gilchrist County
Suwannee River Economic Council (352) 463-3170 (352) 463-3160 Housing rehabilitation, downpayment assistance

Glades County
Glades County SHIP (863) 946-6004 Downpayment Assistance Program for new construction and existing properties; Rehabilitation Program

Gulf County
Dept of Veterans Affairs (850) 229-6125 Housing rehabilitation, downpayment assistance

Hamilton County
Hamilton County SHIP Administration (386) 792-0507 Housing rehabilitation, downpayment assistance,
replacement housing

Hendry County
Hendry County SHIP Program (863) 675-5297 Downpayment Assistance Program & Rehabilitation/Repairs Program (Lupe Taylor)

Hardee County
Hardee County Community Development (863) 773-6349 SHIP downpayment/closing cost assistance, emergency repairs

Hernando County
Hernando County Housing Authority
Homes in Partnership
(352) 754-4160
(352) 383-7300

Highlands County
Highlands County Housing (863) 402-6648 SHIP downpayment/closing cost assistance, housing rehabilitation, emergency repairs

Hillsborough County
Catholic Charities CDC (727) 893-1313 x202 Credit counseling; loan processing assistance; housing rehabilitation; rent-to-own program

City of Tampa Housing and Community Development (813) 274-7954

Hillsborough County Affordable Housing Department (813) 612-5397

Plant City Community Development Department (813) 659-4200 x4139 Low interest loans for qualified applicants
Tampa Bay Community Development Corporation (727) 442-7075

Holmes County
West Florida Regional Planning Council (850) 595-8910 Housing rehabilitation, downpayment assistance

Indian River County
Indian River County Community Development Department
(772) 567-8000, ext. 1594

Jackson County
Jackson County Grants Dept (850) 482-9083 Housing rehabilitation, downpayment assistance

Jefferson County
Jefferson County Grant Programs (850) 342-0175 Housing rehabilitation, downpayment assistance
Lafayette County
Suwanee River Economic Council, Inc. (386) 362-4115 Housing rehabilitation, downpayment assistance

Lake County
City of Leesburg Housing & Economic Development Div (352) 728-9798
Lake County Housing and Community Development (352) 742-6532
Homes in Partnership
(352) 383-7300

Orange County Housing Finance Authority
(407) 894-0014

Lee County
Lee County Department of Human Services (239) 533-7941
(239) 533-7930
Lee County Department of Community Development
(239) 479-8585

Lee County Housing Development Corp.
(239) 656-2721
CDBG, HOME, SHIP downpayment assistance

Bonita Springs Area,
Partnership in Housing
(239) 495-7100
HOME & SHIP downpayment assistance, homebuyer education

Cape Coral Housing Development Corp.(239) 573-1222

City of Cape Coral (239) 574-0566 (239) 574-0401

City of Fort Myers (239) 337-4111
SHIP downpayment assistance

Leon County
City of Tallahassee Neighborhood and Community Services Dept (850) 891-6510

Leon County Housing and
Human Services Dept (850) 606-1900 Housing rehabilitation, emergency repairs, downpayment assistance
Levy County
Levy County Special Housing Initiatives Program (SHIP) (352) 486-5268 Emergency repairs, housing Rehabilitation, downpayment assistance

Liberty County
Liberty County Grants Department (850) 643-2692 Housing rehabilitation

Madison County
Suwanee River Economic Council, Inc. (386) 364-5799 Emergency repairs, housing rehabilitation, downpayment assistance

Manatee County
Manatee County Housing and Community Development (941) 749-3030

Marion County
City of Ocala Community Programs Department

Marion County Housing and Human Services (352) 629-8322 (352) 671-8770

Martin County
Martin County SHIP (772) 221-1362

Miami-Dade County
Miami-Dade County OCED (305) 375-3422
(305) 375-3408
Miami-Dade Housing Agency (305) 250-5238
Housing Finance Authority of Miami-Dade County (305) 372-7990
Metro-Miami Action Plan Trust (305) 372-7600
City of Hialeah (305) 883-8039
Florida City (305) 242-0861
Homestead (305) 224-4485
City of Miami (305) 416-2012
(305) 416-1936
City of Miami Beach (305) 673-7260
Miami Beach Community Development Corporation (305) 538-0090
City of Miami Gardens (305) 622-8000
Centro Campesino Farm Worker Center, Inc. (305) 247-7738
Neighborhood Housing Services (305) 751-5511
City of North Miami (305) 895-9825

Monroe County
Monroe County (305) 289-6002
Monroe County Housing Authority Rick Casey,
(305) 292-1221,
ext. 256 Homebuyer Assistance Program
Bahama Conch Community Land Trust (305) 295-7337 Homebuyer Assistance Program

Nassau County
Northeast Florida Regional Planning Council (904) 279-0885 Housing rehabilitation, downpayment Assistance

Okaloosa County
Ft. Walton Beach Community Development Department (850) 833-9651 Housing rehabilitation, downpayment assistance
Okaloosa Community
Development Corporation (850) 863-1969 Housing rehabilitation, downpayment assistance

Okeechobee County
Okeechobee County
Board of County Commissioners (863) 763-6731 SHIP Program (down payment/closing costs assistance; home buyer education)
Orange County
Orange County Housing & Community Development (407) 836-5150
Homes in Partnership (352) 383-7300
City of Orlando
Housing & Community Development (407) 246-2708
Orange County Housing Finance Authority (407) 894-0014

Osceola County
Osceola County Housing Office (407) 870-2019
Homes in Partnership (352) 383-7300
Orange County Housing Finance Authority (407) 894-0014

Palm Beach County

City of Boca Raton (561) 393-7797
Boynton Beach (561) 742-6066
Boynton Beach Faith Based CDC (561) 752-0303
Centro Campesino Farm Worker Center, Inc. (561) 996-3988
Delray Beach (561) 243-7280
(561) 243-7282
Delray Beach CDC (561) 266-9840
Lake Worth CDC (561) 582-5536
Life Improvement for Tomorrow, Inc.
(LIFT) (561) 868-7026 Financial literacy classes. First-time Homebuyer Education workshops. Case management services for potential homeowners.
Neighborhood Renaissance CDC (561) 832-6776
Palm Beach County (561) 233-3655
Pleasant City Faith Based Community Development Initiative, Inc. (561) 832-3313 Homebuyer preparation, new home construction
West Palm Beach (561) 822-1250

Pasco County
Pasco County Community Development Division New Port Richey
(727) 834-3445
Dade City
(352) 521-4274 x3445
Land O’ Lakes
(813) 996-7341 x3445
Tampa Bay Community Development Corporation (727) 442-7075
Clearwater Neighborhood Housing Services (727 )442-4155

Pinellas County
Pinellas County Community Development Department (727) 464-8210
Boley Centers for Behavioral Health Care (727) 821-4819
City of Clearwater (727) 562-4030
Community Service Foundation (727) 461-0618
Tampa Bay Community Development Corporation (727) 442-7075
Clearwater Neighborhood Housing Services (727 )442-4155

Polk County
Polk County Housing and Neighborhood Development (863) 534-5240
The Agricultural & Labor Program, Inc. (863) 956-3491 Pre-purchase counseling; rental assistance; default/foreclosure program; reverse mortgage application

Putnam County
Northeast Florida Regional Planning Council (904) 279-0880 Housing rehabilitation, downpayment assistance

Santa Rosa County
West Florida Regional Planning Council (850) 595-8910 Housing rehabilitation, downpayment assistance

Sarasota County
Sarasota City and County Housing and Community Development (941) 951-3640 Down payment assistance, housing rehabilitation loans

Seminole County
Seminole County Community Services (407) 665-2380
Homes in Partnership (352) 383-7300
Orange County Housing Finance Authority (407) 894-0014

St. John’s County
St. John’s County Housing and Community Services (904) 827-6890 Housing rehabilitation, downpayment assistance, water/sewer & fees

St. Lucie County
St. Lucie County
Community Services Division (772) 462-2375
(772) 462 1290
City of Ft. Pierce
Community Development Division (772) 460-2200
City of Port St. Lucie
Community Services Department (772) 871-5264

Sumter County
Sumter County Housing Department (352) 793-0272
Homes in Partnership (352) 383-7300

Suwanee County
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, downpayment assistance
Taylor County
Taylor County Grants Dept (850) 838-3500 Housing rehabilitation, downpayment assistance

Union County
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, housing rehabilitation, downpayment assistance

Volusia County
Volusia County Housing Department
(386) 736-5955
City of Daytona Beach Community Development (386) 671-8050
City of Deltona Housing & Community Development (386) 878-8617
Mid Florida Housing Partnership (386) 274-4441
(800) 644-6152

Wakulla County
Wakulla County SHIP Coordinator (850) 926-7977 Housing rehabilitation, downpayment assistance

Walton County
West Florida Regional Planning Council (850) 595-8910 Emergency repairs, housing rehabilitation, downpayment assistance

Washington County
Washington County Housing Department (850) 638-6058 Housing rehabilitation, downpayment Assistance