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New Jersey

Need help buying a home? You may qualify for one of these programs.

CONTACT US FOR MORE ANSWERS

Statewide and Regional Programs

New Jersey Housing & Mortgage Finance Agency (NJHMFA)

 

New Jersey State Division of Housing and Community Resources (DCHR) – affordable housing resources

New Jersey Housing Resource Center

New Jersey resources on housing

New Jersey affiliates of Habitat for Humanity – through volunteer labor, builds and rehabilitates houses for families in need

US Department of Agriculture Rural Housing – homebuyer programs in rural communities

New Jersey Association of REALTORS – Housing Opportunity Resource Guide

Homeowner education programs – learn how to purchase and maintain a home of your own

Housing counseling

Community contacts – find out if your community offers homeownership assistance

Money Smart

Programs by City/Town

(Programs organized by the County in which each City or Town is located)

Atlantic County
Office of Community Development
1301 Bacharach Boulevard, Room 505
Atlantic City, NJ 08401
(609) 347-5373

Bergen County
Community Development
Home Ownership Center
One Bergen County Plaza, 4th Floor
Hackensack, NJ 07601
(201) 336-7200 – Office
(201) 336-7248 – Fax

Burlington County
1st Time Homebuyer’s Program
Human Services Facilities
795 Woodlane Road
West Hampton, NJ 08060
(609) 265-5072

Camden County
Bureau of Grants Management
City Hall – Room 213
Camden, NJ 08101
(856) 968-6423

Department of Community Development
520 Market Street
Camden, NJ 08102
(856) 757-6656

Housing & Economic Opportunities (HEO) of South Jersey
(856) 858-0303

Cumberland County
Tri-County Community Action Agency
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330

Essex County
East Orange Department of Neighborhood Housing & Revitalization
44 City Hall Plaza
East Orange, NJ 07019
(973) 266-5143

Community Urban Renewal Enterprises (CURE)
(201) 217-0855

Essex County Division of Housing and Community Development
120 Fairview Avenue
Cedar Grove, NJ 07009
(973) 655-0200

J.P. Affordable Housing
(201) 217-0855

Metropolitan Ecumenical Ministries/CDC
(973) 481-6650

Unified Vailsburg Services Organization (UVSO)
40 Richelieu Terrace
Newark, NJ 07106
(973) 374-2000, ext. 12

Gloucester
Department of Economic Development
Division of Housing & Community Development
Budd Boulevard Complex
Woodbury, NJ 08096
(856) 384-6970

Tri-County Community Action Agency
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330

Hudson County
Housing Resource Center
574 Newark Avenue
Jersey City, NJ 07306
(201) 795-5615

Division of Community Development
Brennan Courthouse
583 Newark Avenue
Jersey City, NJ 07306
(201)795-6186

Jersey City Division of Community Development
30 Montgomery Street
Jersey City, NJ 07302
(201) 547-6910

Mercer County
Housing & Community Development
McDade Administration Building
640 South Broad Street
Trenton, NJ 08650
(609) 989-6959

Trenton City Home Corporation, Inc.
319 East State Street
Trenton, NJ 08608
(609) 989-3504

Middlesex County
Department of Housing & Community Development
100 Bayard Street, 2nd Floor
New Brunswick, NJ 08901
(732) 745-3519

Housing Development Corporation
Homebuyer Soft Costs Assistance Loan Program
One Olive Street
Perth Amboy, NJ 08861
(732) 826-1519

New Brunswick Office of Community Development
12 Church Street
New Brunswick, NJ 08901
(732) 745-5120

Monmouth County
Asbury Park Community Development Program
Homebuyers Assistance Program
One Municipal Complex
Asbury Park, NJ 07712
(732) 502-5730

Long Branch Community Assistance Program
Office of Community & Economic Development
344 Broadway
Long Branch, NJ 07740
(732) 571-5688

Monmouth County Community Development
First Time Homebuyers Program
Hall of Records Annex
One East Main Street
Freehold, NJ 07728
(732) 431-7490

Morris County
The Housing Partnership for Morris County
Two East Blackwell Street, Suite 29
Dover, NJ 07801
(973) 659-9222

Ocean County
Department of Planning
129 Hooper Avenue
Toms River, NJ 08754
(732) 244-5333

Ocean Community Economic Action Now, Inc. (O.C.E.A.N.)
22 Hyers Street
Toms River, NJ 08754-0129
(732) 244-2351

Passaic County
Passaic Affordable Housing Corporation
333 Passaic Street
Passaic, NJ 07055
Contact: Sonia Alcantara, Assistant Director
(973) 365-1873

Paterson Department of Community Development Housing Division
125 Ellison Street, 3rd Floor
Paterson, NJ 07505
(973) 321-1214

Salem County
Tri-County Community Action Agency
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330

Somerset County
Central Jersey Housing Resource Center, Inc.
600 First Avenue
Raritan, NJ 08869
(908) 704-8901

CDC Properties
630 Franklin Boulevard
Somerset, NJ 08876
(732) 247-0444

Union County
Department of Economic Development
Division of Community Development
Administration Building
Elizabeth, NJ 07207
(908) 527-4057

Elizabeth Home Improvement Program
50 Winfield Scott Plaza
Elizabeth, NJ 07201
(908) 352-8450