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Texas Department of Housing and Community Affairs

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My First Texas Home (TMP 79)

Effective October 2012, TDHCA announced the release of $600 million in homebuyer assistance — the largest amount ever offered by the state — through a new mortgage-backed securities initiative that provides qualifying borrowers a number of advantages over the Department’s previous single family bond program.

My First Texas Home’s “Taxable Mortgage Program” (TMP-79) offers more competitive fixed interest and annual percentage rates while providing down payment and closing cost assistance of 5 percent of the mortgage loan.

Plus, TMP funds can be combined with the Department’s Mortgage Credit Certificate Program, further increasing the home’s affordability. The program features a number of other benefits homebuyers will find attractive; however, current eligibility guidelines still apply.

All of this is available from the state agency synonymous with responsible homeownership. Beginning with its predecessor, the Texas Housing Agency, TDHCA has a long track record as a safe, trustworthy source of homebuyer assistance with 32 years of experience and expertise in working with low to moderate income first time homebuyers.

To learn more about TDHCA’s TMP, its many benefits or to find a participating lender near you, please visit My First Texas Home or call toll-free 800-792-1119.