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Texas State Affordable Housing Corporation

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The Professional Educators, Homes for Texas Heroes, and Home Sweet Texas Home Loan Programs provide 30-year fixed rate mortgage loans to eligible homebuyers wishing to achieve the American dream of homeownership. In addition to a low interest rate, these programs offer down payment and closing cost assistance in the form of a grant. These programs are available through a network of participating lenders across the state.

The current interest rate on a 30-year fixed rate FHA, VA or USDA (RHS) mortgage loan is 3.75%. In addition to this rate, these programs provide 5% of the loan amount as a grant for down payment and closing cost assistance.

If you meet the requirements, you will need to work directly with one of our approved lenders. The lender will walk you through the application process.