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U.S. Department of Agriculture Rural Housing

CONTACT US FOR MORE ANSWERS

Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Visit the following site for a complete overview: Single Family Housing Programs

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Guaranteed Loan Program

USDA Rural Development has partnered with local and national lenders to help them extend 100% financing opportunities to rural individuals and families. Benefits of the Guaranteed Loan Program include:
•No down payment required – 100% financing available
•No maximum purchase price limit
•Fixed 30 year rates
•Not limited to first time homebuyers
•Flexible credit and qualifying guidelines

The Rural Development Guaranteed Loan Program has assisted thousands of customers just like you. Visit the USDA Income and Property Eligibility Site and tell your mortgage lender you want the USDA Rural Development Guaranteed Housing Loan.

A variety of documents for the Single Family Housing Guaranteed Loan Program are listed below for your convenience.

Breaking News
•Guaranteed Rural Housing Eligible Area Designations Unchanged 3/28/13
•AN 4711 – Implementation of 2010 Census Data for Rural Development Programs
•Several new administrative notices and forms have been released, see Lender and Applicant Sections for details
•To Subscribe to Texas ListServe enter your email address and click on the appropriate e-mail list(s) to which you wish to subscribe and click on the ubscribebutton.

Applicants
•Home Financing Option for Applicants
•Eligible Areas in Texas
•2013 Adjusted Income Limits for Texas
•State Guaranteed Rural Housing Approved Lenders 2011

Lenders
•Single Family Guaranteed Rural Housing Conditional Commitment Status Updates are available daily by calling (254) 742-9781
•*NEW* Form 1980-21
•*NEW* AN 4701 Single Family Housing Guaranteed Loan Program In-Ground Swimming Pools, December 28, 2012
•*NEW* AN 4688 (1980-D) Single Family Housing Guaranteed Loan Program Outbuildings and Property Eligibility, October 18, 2012
•Guaranteed Loan Delivery Timeframes 9/13/12
•Home Financing Option for Lenders
•Brochure for Banks, Mortgage Brokers & Lending Institutions
•Best Practices
•Frequently Asked Questions
•Texas Lender Guide
•2013 Adjusted Income Limits for Texas
•RD Form 1980-21 Request for Single Family Housing Loan Guarantee and FMI
•Lender Approval Checklist
•Manufactured Housing Dealer – Contractor List
•Guarantee Fee Calculator
•FHA Roster Appraisers
•GUS Participating Lender Sign-up

Single Family Housing Origination and GUS News
•*NEW* Form 1980-21
•Administrative Notice 4699 Single Family Housing Guaranteed Loan Program Underwriting and Loan Closing Document Matrix, December 14, 2012
•GUS News – Data Integrity
•CAIVRS – Credit Alert Interactive Voice Response System
•Accessing CAIVRS
•Collection Accounts
•Deferred Student Loans
•Discount Points
•Guaranteed Housing Interest Rates
•Appraisal Requirements

Realtors and Builders
•Home Financing Option for Real Estate Professionals
•Home Financing Options for Builders
•Brochure for Builders, Contractors and Realtors

Regulations
•RD Instruction and Administrative Notice 1980-D
•*NEW* AN 4701 Single Family Housing Guaranteed Loan Program In-Ground Swimming Pools, December 28, 2012
•*NEW* AN 4699 Single Family Housing Guaranteed Loan Program Underwriting and Loan Closing Document Matrix, December 14, 2012
•*NEW* AN 4688 (1980-D) Single Family Housing Guaranteed Loan Program Outbuildings and Property Eligibility, October 18, 2012

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Direct 502 Homeownership Loans

A variety of documents for the Single Family Housing Direct Loan Program are listed below for your convenience.
•Direct 502 Homeownership Loans
•Texas Frequently Asked Questions Direct 502 Homeownership Loan
•Texas Direct 502 Loan Income Limits
•Texas Direct 502 Loan Limits
•Site Requirements for 502 Direct Loans
•Direct 502 Builder/Contractor Information
•Manufactured Housing 502 Direct Loans
•Manufactured Housing Approved Dealers and Contractors
•Manufactured Housing Direct 502 Checklist

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Other Available Programs
•Section 504 Repair Loans and Grants Applicant Information
•Section 306c Water & Waste Disposal Grants to Individuals
•Section 509 Housing Application Packaging Grants
•Section 523 Self Help Housing Technical Assistance Grants
•Section 525 Technical & Supervisory Assistance Grants

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Additional Resources
•US Department of Housing & Urban Development
•Texas Department of Housing & Community Affairs