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U.S. Department of Agriculture Rural Housing

CONTACT US FOR MORE ANSWERS

Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Visit the following site for a complete overview: Single Family Housing Programs

Direct Loan & Grant Programs

Section 502 Direct loans are primarily used to help low-income individuals or households purchase homes in rural areas. Funds can be used to acquire, build (including funds to purchase and prepare sites and to provide water and sewage facilities), repair, renovate or relocate a home. click HERE for more info. Feel free to fill out the application packet below and apply.

Guaranteed Loan Program

Guaranteed Loan Processing Time- Current turn time in Utah is 14 – 21 business days. Business days exclude weekends (Saturday and Sunday) and all federal holidays. All loan applications are processed in the order they are received. “Rush requests” will not be processed any differently than all other requests. Please schedule processing times accordingly.

Guaranteed Loan – Prohibited Purposes- Properties with income producing potential, as well as with non-essential buildings (guest houses, in-law quarters, horse corral, barns, etc.) are ineligible. Small storage sheds and small pump houses are acceptable. Properties that are ff grid have catchment or cistern water systems, and/or have large acreage are also prohibited. Unpermitted additions are not eligible. Unpermitted, converted garage space must be converted back to its original use.

A variety of documents for the Single Family Housing Guaranteed Loan program are listed below for your convenience.

• Utah Guaranteed Rural Housing Income Limits

• Guaranteed Loan Underwriting Guidelines

• Property Requirements

• How to Calcualte 3.5% Fee

• File Submission Checklist & RD Form 1980-21

• Where to Submit Guaranteed Loans – Contacts

• Utah Approved Lenders

• Lender Training

Regulations

• Regulation-RD Instruction 1980-D

• Administrative Notices – 1980-D

Single Family Housing Contacts

Janice Kocher, Program Director
125 South State Street
Salt Lake City, UT 84642
Phone: (801) 524-4308 | Fax: (801) 524-4406
janice.kocher@ut.usda.gov

Kristine Dahlberg, Guaranteed Program Coordinator
125 South State Street, Rm 4311
Salt Lake City, UT 84138
Phone: (801) 524-4329 | Fax: (801) 524-4406
kristine.dahlberg@ut.usda.gov

Marsha Carlos, Guaranteed Housing Specialist
125 South State Street, Rm 4311
Salt Lake City, UT 84138
Phone: (801) 524-4309 | Fax: (801) 524-4406
marsha.carlos@ut.usda.gov

Larinda Jorgensen, Guaranteed Housing Specialist
125 South State Street, Rm 4311
Salt Lake City, UT 84138
Phone: (801) 524-4264 | Fax: (801) 524-4406
larinda.jorgensen@ut.usda.gov

Vicky Boelen, Guaranteed Housing Specialist
125 South State Street, Rm 4311
Salt Lake City, UT 84138
Phone: (801) 524-4261 | Fax: (801) 524-4406
vicky.boelen@ut.usda.gov

Shelly Prothero, Multi-Family Housing Coordinator
125 South State Street, Rm 4311
Salt Lake City, UT 84138
Phone: (801) 524-4302 | Fax: (801) 524-4406
shelly.prothero@ut.usda.gov