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Bad Credit Mortgage Lenders

The recent trouble in the housing market made it more and more difficult to get a loan in recent years. The one safe place for a home loan for a person with bad credit has been FHA. The relaxed guidelines for credit scores have helped many people get bad credit home loans with an FHA loan. Current FHA guidelines allow for a credit score of 580 or higher.

Most banks have laid their own minimums on top of the 580 credit score requirements that FHA has in place. Many even are requesting scores as high as 100 points more or close to 700 scores. Bad credit mortgage lenders do exist, and has relationships with banks that operate in every state.  Coupled with great interest rates, and low down payment requirements, the FHA loan – bad credit home loan – with its low credit requirements is an attractive fit for most people today. The bad credit mortgage lender is looking for you as much as you are looking for them. The important thing is to start the process and find out what you qualify for, get an introduction to a bad credit mortgage lender.