Get Started!

It takes less than 30 seconds to move toward homeownership. And it is free. Let us help you.

Mortgage Loans For Bad Credit

A mortgage is the note that is secured on real property between the bank and you the borrower. It is the agreement that exists stating that the bank has lent you money, and that you will pay it back. All the stipulations of the agreement are entailed in the mortgage documents.

Conventional mortgages do not allow for bad credit mortgages, there simply are not the programs in place to accommodate low credit. FHA loans however are the most accommodating of bad credit and have been called bad credit mortgage loans for years.

Currently, FHA guidelines allow for credit scores as low as 580. Conventional loans will require much higher scores with many banks mandating as much as 140 points higher. That said, you can see how FHA loans had been called bad credit mortgage loans.

Start the process today, find out if you qualify for a bad credit mortgage. Our specialists are looking to talk to you now,  if you qualify you will know quickly. Unlike most resources, we are happy to help you if you qualify for a bad credit mortgage, and if not, we are happy to give you the tools to that will get you into a bad credit home mortgage as fast as possible. It is all free, and of course there is no obligation. Find out if you qualify.