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FHA Closing Costs


Closing costs which you pay at the settlement date of the loan, the day you officially sign for and buy your home are fees that are paid to the lender in order to get your loan paperwork processed. To list a few, they are attorney’s fees, appraisal fees, home inspection fees, lenders origination fees, title insurance, credit reports, land survey, and others.

Typically 3-4% of the value of the home can be used to calculate the amount of the closing costs. Thankfully with FHA home loans, the seller of the home is permitted to pay up to 6% to cover the costs that go into the purchase of your home. This is a tremendous benefit that is not available with many other loan programs. If you buy a HUD home, then HUD may pay many of your expenses for you. Your lender may be able to help with these expenses for a slightly higher interest rate charged as well.

We have vast knowledge when it comes to FHA home loans and closing costs and are here to help you, don’t wait to get your dedicated specialist.