Get Started!

It takes less than 30 seconds to move toward homeownership. And it is free. Let us help you.

U.S. Department of Agriculture Rural Housing


Single Family Housing

Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Visit the following site for a complete overview: Single Family Housing

Colorado Highlights

2012 Investments

Direct Loans


Guaranteed Loans


Repair Loans and Grants


Guaranteed Loan Program

Guaranteed Loan – Prohibited Purposes- Properties with income producing potential, as well as with non-essential buildings (guest houses, in-law quarters, horse corral, barns, etc.) are ineligible. Small storage sheds and small pump houses are acceptable. Properties that are ff grid have catchment or cistern water systems, and/or have large acreage are also prohibited.

Guaranteed Loan Processing Time – Current turn time in Colorado is generally within 48 hours for complete applications. Business days exclude weekends (Saturday and Sunday) and all federal holidays. All loan applications are processed in the order they are received. “Rush requests” will not be processed any differently than all other requests. Please schedule closing times accordingly.

Guaranteed Lenders: Colorado centralization of the Guaranteed Program began Monday, January 14, 2013! Lenders should email new GRH loan applications to the following, email address: COGRHApplications

Select the PDF file below to view the SFH Guaranteed Loan Program Underwriting and Loan Closing Documentation Matrix

• Underwriting and Loan Closing Documentation Matrix

For Guaranteed Single Family Housing Information, please send an email to our Inquries email box at: COInquiries

Direct Loan Program

Direct Loans – Section 502 loans are primarily used to help low-income individuals or households purchase homes in rural areas. Funds can be used to acquire, build (including funds to purchase and prepare sites and to provide water and sewage facilities), repair, renovate or relocate a home.