See if one of these down payment and housing programs will work for you.

Statewide Programs.

Georgia Dream Home Ownership Program – low interest financing, down payment assistance, homebuyer education.

Habitat For Humanity – Habitat affiliates bring home ownership to very low income families.

USDA Rural Development – Programs that reduce the cost of home ownership for low and moderate income families.

Local Programs.

Local CDGB Contacts – some communities use CDGB funding from HUD to provide assistance to first-time home buyers.

Local HOME Contacts – some communities use HOME funding from HUD to provide assistance to first-time home buyers.

Community Home Investment Program (CHIP) -some cities and counties use CHIP funding from the state to offer down payment assistance and/or repair assistance.