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Maryland Department of Housing and Community Development


Get Assistance
The costs of downpayment and settlement can overwhelm first-time homebuyers and is listed as the number one barrier to homeownership. Our standard downpayment and closing cost assistance product is DSELP. You may also be eligible for additional assistance through one of our Partner Match Program.

Read the FAQs:

Additional Assistance through our Partner Match Programs
In addition to the DSELP program listed above, you may be able to get even more assistance through our creative Partner Match initiatives. These initiatives involve partnerships with participating employers, builders and developers, community partners, and BRAC-related entities. More information on each of the Partner Match Programs can be found below.

House Keys 4 Employees (HK4E)
Builder/Developer Incentive Program (BDIP)
Community Partner Incentive Program (CPIP)
BRAC Match
Please note: If a borrower is requesting a Downpayment and Settlement Expense Loan Program (DSELP) and/or assistance through a Partner Match Program loan on a property located in the City of Baltimore or in Anne Arundel, Baltimore, or Harford County, the borrower must meet the applicable requirements (see information found at the end of the “Counseling” page).

Maryland Mortgage Program A CDA mortgage program