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Michigan State Housing Development Authority (MSHDA)


Thinking About Buying a Home?

Up to $7,500 may be available from MSHDA to help you make your down payment. This program is for to low- to moderate-income homebuyers, depending on the home location and your family size. The program includes a homebuyer education class that will give you good information as you take the step toward homeownership.

Maximum help is $7,500

Available with MSHDA’s FHA or Rural Development first mortgages
Funds may be used for down payment, closing costs, prepaid/escrow expenses and a home inspection performed by a qualified home inspector
Zero-interest, non-amortizing loan with no monthly payments
The loan is due upon sale or transfer of the property or if the first mortgage is refinanced or paid in full

Main Line: 517-373-6840

Fax: 517-335-7081

Mailing Address:

MSHDA Homeownership Division
735 East Michigan Avenue
Post Office Box 30044
Lansing, Michigan 48909