Statewide Home Buyer Programs
Loans for First-Time Home Buyers
NIFA’s Low-interest and low-down payment mortgages will help you buy and keep the home of your dreams.
First Home Plus
First Home Focused
Homebuyers Assistance (HBA) Advantage
Military Home
More Programs and Resources
NIFA Targeted Areas
Interest Rates
Purchase Price/Income Limits
NIFA Participating Lender Search
Homebuyer Education
Potential IRS Recapture Tax and NIFA Reimbursement
Not ready to buy a home? Search for an Affordable Rental Housing Development.
Single Family
Income/Purchase Price Limits
INCOME LIMITS
The total combined gross annual income from all sources of all persons 18 years or older expected to live in the home must be less than established program income limits. Income limits are based on the number of family members and change periodically. The limits currently in effect are:
1-2 Family
3+ Family
Members
Members
Non-targeted Areas:
Adams County
$69,960
$81,620
Box Butte County
$69,840
$81,480
Buffalo County
$71,679
$82,431
Burt County
$71,040
$82,880
Butler County
$69,840
$81,480
Cedar County
$68,760
$80,220
Cheyenne County
$71,640
$83,374
Cuming County
$70,560
$82,320
Dakota County
$71,520
$83,397
Dixon County
$71,520
$83,397
Dodge County
$70,680
$82,460
Dundy County
$69,000
$80,500
Gage County
$69,240
$80,780
Hall County
$68,520
$79,940
Hamilton County
$72,139
$82,960
Howard County
$69,360
$80,920
Johnson County
$70,320
$82,040
Kearney County
$71,559
$82,293
Lancaster County (Lincoln MSA)
$70,500
$81,075
Lincoln County
$71,839
$82,615
Madison County
$72,279
$83,121
McPherson County
$71,640
$83,374
Merrick County
$68,520
$79,940
Nemaha County
$69,960
$81,620
Omaha MSA (Cass, Douglas, Sarpy, & Washington Counties)
$71,500
$82,225
Otoe County
$72,120
$83,282
Perkins County
$70,800
$82,600
Phelps County
$72,079
$82,891
Pierce County
$71,640
$83,374
Platte County
$71,899
$82,684
Polk County
$71,640
$83,374
Saline County
$70,440
$82,180
Saunders County
$70,379
$80,936
Seward County
$74,200
$85,330
Stanton County
$68,880
$80,360
Thomas County
$71,640
$83,374
Wayne County
$70,920
$82,740
Wheeler County
$71,640
$83,374
York County
$71,919
$82,707
All Other Counties
$68,400
$79,800
Targeted Areas:
Lancaster County
$84,600
$98,700
Douglas and Sarpy Counties
$85,800
$100,100
Thomas County
$77,280
$90,160
PURCHASE PRICE LIMITS
To qualify for a NIFA loan, the purchase price of the home must not exceed established program limits, which change periodically. The purchase price limits that apply depend upon whether the residence is located in a NIFA Targeted Area or a non-targeted area. The limits currently in effect are:
New/Existing Homes
Non-targeted Areas
$200,000
Targeted Areas
$235,000
2-4 Unit Property Factors: 2 units = 1.126, 3 units = 1.363, 4 units = 1.585
