Get Started!

It takes less than 30 seconds to move toward homeownership. And it is free. Let us help you.

Nevada Rural Housing Authority

Home at Last™ – Helping Nevadans realize the dream of home ownership

Do you dream of owning a home, but don’t think you can qualify for a loan? The Home At Last™ program from Nevada Rural Housing Authority could be the answer.

Since 2006 NRHA, with participating lenders, have lent over $250 million in mortgage loan funds through the sale of tax-exempt bonds helping hundreds of Nevada families buy their first homes.

If you’re looking to purchase in rural Nevada cities or towns with fewer than 150,000 residents and have not owned a home in the past three years or are a veteran, you may qualify. NRHA provides qualified Nevadans with a secure, low interest mortgage along with free down payment assistance – that’s money for a down payment you never have to pay back.

Home at Last™ Access, provides a 4% cash grant that can be used for down payment and closing costs. We also offer a mortgage credit certificate (MCC) home finance program – Home At Last™ MCC – that can save first time buyers thousands of dollars every year in mortgage interest. MCC can be paired with Home at Last™ Access. Sign up for NRHA Doorbell and be among the first to hear about our new programs.

Learn more about these Home at Last™ programs:

Home at Last™ Access
Home At Last™ MCC

Where can I live?
In Nevada, there are many cities and regions that qualify as ‘rural’ under NRHA guidelines. Home at Last™ grant recipients can live anywhere in the state of Nevada excluding Las Vegas, Reno, Henderson, and North Las Vegas.

Read client testimonials

Contact Home at Last™