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City Housing


First-time homebuyers in Fargo are eligible to receive Down Payment and Closing Cost Assistance (DCA) from the North Dakota Housing Finance Agency. The DCA program provides zero interest, deferred payment loans to help low-to-moderate income first-time homebuyers meet closing cost requirements. Homeowners are eligible to receive the greater of $3,000 or 3% of the purchase price of the home.

For more information about the Down Payment and Closing Cost Assistance program, please contact your local lender or the NDHFA’s Homeownership Division at 800-292-8621 or online at