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It takes less than 30 seconds to move toward homeownership. And it is free. Let us help you.



DOWN PAYMENT/CLOSING COST ASSISTANCE – Let us help you buy your first home!
• A loan of up to $2,500!
• No closing cost!
• No interest/payments!

EMPLOYEE ADVANTAGE – Helping City employees buy homes in Providence!
• A $2,500 – 0% interest forgivable loan for down payment, closing cost and /or mortgage interest rate reduction in targeted neighborhoods.

HOME REPAIR – An excellent way to fix Code Violations and make needed repairs. We’ll help you fix up your Providence home! MUST BE OWNER OCCUPIED.
• A low interest loan up to $25,000!
• Up to 20 years to re-pay.
• Flexible terms – even for those with less than perfect credit!

SENIOR HOME REPAIR – Up to a $10,000 deferred loan!
• No interest, no payments for seniors – loan due upon sale!

EMERGENCY HOME REPAIR – If you have immediate repair problems and don’t qualify for our Home Repair program, you may qualify for this one! MUST BE OWNER OCCUPIED.
• A 0% interest loan for up to $10,000!
• No payments – loan due upon sale!
• Great for SENIORS!

LEAD HAZARD REDUCTION – Get the lead out!
• Take care of windows, paint, siding and other hazardous areas of your home! Loan/ grants available in targeted neighborhoods!