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NeighborWorks Dakota Home Resources

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Down Payment Closing Cost Program– Low interest loans for qualified applicants

Eligibility
■Completion of Home Buyer Education
■Post Purchase Maintenance Class within 90 Days after purchase
■Applicants must pay $500 out of pocket
■Applicants must show evidence of need
■Verification of cash assets cannot exceed a maximum of $10,000

Neighbor Next Door Program

Low interest loans for Law Enforcement officers, pre kindergarten through 12th grade teachers, firefighters/ emergency responders and register nurses who reside in the community that they service.

Eligibility
■Applicants income must be 150% or below the area median income(AMI) to receive 0% interest rate
■Applicant must show evidence of need
■Verification of cash assets cannot exceed a maximum of $10,000
■Completion of home Buyer Education
■Completions of Post Purchase Maintenance course within 90 days.