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Other local homeownership assistance programs



Chattanooga Neighborhood Enterprise, Inc.
1301 Market Street
Chattanooga, TN 37420
(423) 756-6201

Education and counseling, home financing and home improvement programs


Clarksville Housing and Community Development

City of Clarksville
One Public Square
Clarksville, TN 37040
(931) 648-6133

Down payment and closing cost assistance is available to qualified first time homebuyers

Dyersburg: Dyer County

West Tennessee Legal Services

208 S. Church Street
Dyersburg, TN 38024
(731) 285-8181

Housing Counseling, legal guidance


New Hope Construction, Inc.

1052 Avondale Dr.
Hendersonville, TN 37075
(615) 396-4673
Toll Free: (866) 396-4673
Nancy Woodard

Seniors at Home program offers affordable homeownership opportunity for very low income seniors in east Tennessee; partners with local agencies by providing pre-framed housing packages.

Huntingdon: Carroll County

West Tennessee Legal Services

113 W. Paris Street
Huntingdon, TN 38344
(800) 372-8346

Housing Counseling, legal guidance

Jackson: Madison County

West Tennessee Legal Services
210 W. Main St
Jackson, TN 38101
(731) 986-8975

Housing Counseling, legal guidance

Affordable Housing CDC
206 East Main St.
Jackson, TN 38301
(731) 422-1366

Down Payment Assistance Program New Home Construction

Johnson City: Washington

City of Johnson City Office of Community Development
Keystone Community Center
603 Bert Street
Johnson City, Tennessee 37601
Phone: (423) 434-6290
Email: Steve Baldwin, Director

Coordinates federal, state and local resources to implement housing rehabilitation, homeownership, homeless shelters and funds other housing development activities. In addition the department also funds fair housing activities, park expansion and development in low and moderate income neighborhoods, economic development activities and provides assistance with Community facility improvements for the handicapped as well as community support services for the at risk population.

Eastern Eight Community Development Corporation, Inc.
221 E. Unaka Avenue
Suite 500
Johnson City, TN 36701
(866) 750-5097 or (423) 232-5097
Fax: (423) 926-0034

Homebuyer education and financial counseling services for low to moderate income residents of Upper East Tennessee

Knoxville: Knox, Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union

Disability Resource Center
900 E. Hill Avenue, Suite 120
Knoxville, Tennessee 37915
Phone:? (865) 637-3666
Fax: (865) 637-5616
TTY: (865) 637-6796

The DRC is a Center for Independent Living (CIL). We are a community-based non-residential program of services designed to assist people with disabilities to gain independence and to assist the community in eliminating barriers to independence.

Helen Ross McNabb Services
201 W. Springdale Avenue
Knoxville, TN 37917
Phone: (865) 637-9711 or (800) 255-9711

Independent living housing services. Provide safe, affordable housing that meets the needs of individuals with mental illness is in great demand. In response to this need, the Center has developed and maintains a variety of housing options.

Knox County Community Development
400 Main Street, Suite 339
Knoxville, TN 37902
Phone: (865) 215-3980
Fax: (865) 215-3997

Knox County’s Community Development Block Grant and Home Affordable Housing programs fund projects and conduct activities that improve the quality of life for lower income County residents. It is the County’s intent to be the first stop for individuals and/or organizations in need of housing assistance.

Knoxville Area Urban League
1514 E. Fifth Avenue
Knoxville, Tennessee 37917
Phone: (865) 524-5511
Fax: (865) 525-5154

Presents free educational seminars to assist first-time homebuyers.? This four-module seminar details selecting, purchasing, financing, and maintaining a home, especially for low to moderate income families.? In addition, all participants receive a copy of their credit report card along with budget counseling.

Knoxville Leadership Foundation
KLF Office Site
901 East Summit Hill Drive, Suite 300
Knoxville, Tennessee 37915
Phone (865) 524-2774
Fax (865) 525-4213
Executive Director Chris Martin

NHI provides the buyer high quality, affordable new homes; up to $23,000 subsidies (based on income); financial/home ownership training and counseling; assistance finding a mortgage; fairly priced homes, well below suburb price.

East Tennessee Human Resources Agency (ETHRA)
9111 Cross Park Drive, Suite D-100
Knoxville, TN 37923
Phone (865) 691-2551

HOUSE program funds in the form of a low interest loan of 3%. Contact: HOUSE Program or HOME Program

City of Knoxville
Community Development Housing Programs
Becky Wade, Deputy Director
400 Main Street, Suite 532
Knoxville, TN 37902
Phone: (865) 215-2865
Fax: (865) 215-2962

Fair Housing Program: (865) 215-2120
Housing Programs: (865) 215-2120
Fax: (865) 215-2962

Programs to improve housing opportunities for lower-income homeowners, tenants and first-time homebuyers as well as assistance to organizations serving Knoxville’s homeless population.

A Fair Housing Program to promote equal opportunity in housing and to investigate complaints of housing discrimination in Knoxville.

Memphis: Shelby

City of Memphis

Div. of Housing & Community Development
701 N. Main Street
Memphis, TN 38107
(901) 576-7300

Downpayment assistance and housing programs

Financial Counselors of America

3294 Poplar Ave., Suite 304
Memphis, TN 38111
(877) 450-4404

Individual & group financial counseling

Frayser Community Development Corporation

3684 North Watkins
Memphis, TN 38127
(901) 354-9401

Homebuyer education, credit counseling, foreclosure prevention, money management

Lemoyne-Owen College Community Development Corp.

802 Walker Ave., Suite 5
Memphis, TN 38131
(901) 435-1654

Housing: Housing Assistance programs; micro- loans for business

Memphis Housing Resource Center

2400 Poplar Ave.
Suite 220
Memphis, TN 38112
(901) 529-1151

Homebuyer Education, Financial Management, Homebuying Process, Home Maintenance, Pre and Post Bankruptcy Counseling

Shelby County Department of Housing

1075 Mullins Station Rd.
Memphis, TN 38134
(901) 379-7100

Housing rehab, Down Payment Assistance, Homestead Program, Lead Paint Testing and Hazard Reduction – See all of our services.

The Works

1471 Genesis Circle
Memphis, TN 38106
(901) 946-9675

Homebuying education courses, credit counseling

United Housing, Inc.

51 North Cooper Street
Memphis, TN 38104
(901) 272-1122

Serving Memphis and West Tennessee – Affordable Housing, Housing Counseling, Credit Counseling, Build and rehab houses for low-moderate income buyers, homebuying education courses, credit counseling, loan products, available housing listings

Vollentine Evergreen Community Development Corporation

1680 Jackson Avenue
Memphis, TN 38107
(901) 276-1782

Housing counseling, Build and rehab houses for low-moderate income buyers, homebuying education courses, credit counseling, loan products

Murfreesboro: Rutherford County

City of Murfreesboro Community
Development Office

Community Development Department
211 Bridge Ave.
Murfreesboro, TN 37129
Phone: (615) 890-4660

Affordable housing assistance program, housing rehab, fair housing contact, housing information

Nashville – Davidson County

Woodbine Homebuyer’s Clubs

222 Oriel St.
Nashville, TN 37210
(615) 833-9580

Low-to-moderate self-help classes on homebuying, including budgeting, credit, financing, foreclosure avoidance, available properties for sale.

Affordable Housing Resources, Inc.

1011 Cherry Ave.
Nashville, TN 37203
(615) 251-0025

Affordable housing in the Nashville area: Homeownership counseling, foreclosure counseling, working with banks and builders, and listing of affordable homes.

Financial Counselors of America

4605 Gallatin Pike
Nashville, TN 37215
(615) 891-4395

Individual & group financial counseling

Metro Development and Housing Agency – Community Development Office

701 South 6th St.
Nashville, TN 252-8500
(615) 252-8500

CD Loan, Def. Payment Loan, CD Historical Loan, Emergency Repair Loan, Weatherization assistance, etc.

Housing Fund and The Front Door – Low-to-moderate homeownership

305 11th Ave., South
Nashville, TN 37203
(615) 780-7000

Programs on down payment assistance and closing costs with different programs for different incomes.

Tennessee Manufactured Housing Association

604 4th Avenue North
Nashville, TN 37219
(615) 256-4733

Referral to companies which build, sell and finance manufactured housing.

The Center for Independent Living of Middle Tennessee

480 Craighead St., Ste. 200
Nashville, TN 37204
(615) 292-5803
Toll Free: (866) 992-4568
TDD/TTY: (615) 292-7790

Info and assistance for disabled: accessible home environments; housing; new/modified home environs – Serving Davidson, Cheatham, Wilson, Robertson, Rutherford, Sumner, and Williamson Counties. See all our services.

The Fifteenth Avenue Baptist Community Development Corporation

1203 9th Ave., N.
Nashville, TN 37208
(615) 256-4326

Affordable housing, housing counseling, heating and cooling repair

Conexion Americas – Services and Homeownership Programs for the Latino Population

800 18th Ave. S., Suite A
Nashville, TN 37203
Spanish Help Line:
(615) 269-6900
(615) 320-5152

Financial literacy education, Puertas Abiertas/Open Doors Homeownership Program

Nashville Metro Action Commission

1624 5th Ave, North
Nashville, TN 37208
(615) 862-8860

Home repairs, HVAC repair, porches, electrical, plumbing, etc; cooling/heating and emergency heating assistance; homeless services; education programs, food; based on income.

Selmer: McNairy County

West Tennessee Legal Services

141 N. Third Street
Selmer, TN 38375
(731) 645-7961

Housing Counseling, legal guidance

Smyrna: Rutherford County

Dominion Financial Management, Inc.

660 Fitzhugh Blvd., Suite 100
Smyrna, TN 37167
Phone: 615-220-5858
Fax: 615-220-8828

Personal financing, budgeting, credit, debt elimination, homebuying education, and Housing Redevelopment Program. Convenient to Davidson and Rutherford Counties.