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First Time Homebuyer Program The City of Galveston, through its Homebuyer Assistant Program (HAP) will provide eligible residents with $5,000-$14,000 in Home Investment Partnership Program funds to assist with downpayment, closing costs, and gap financing toward the purchase of their first home.

Eligible homebuyers must meet HUD’s income requirements; be a legal resident/citizen of the United States; be able to qualify for a mortgage loan; complete an eight-hour homebuyer education class; the selected home must meet minimum property standards and be located on Galveston Island.

For additional information on the Housing Assistance Program, please contact the Grants and Housing Department at (409) 797-3820.