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Street Address:
216 Bob Bullock Loop
Laredo, TX 78046
Mailing Address:216 Bob Bullock Loop
Laredo, TX 78046

Phone: 956-712-9100
Fax: 956-712-9102

Contact Name: Raul Ugalde
Phone: 956-712-9100


Staff Size: Full Time: 8 Part Time: 1

Neighborhood Housing Services of Laredo-Webb (NHS) is a nonprofit organization established in 1991 to strengthen and revitalize Laredo area neighborhoods and communities. Its goal is to reverse patterns of disinvestment and deterioration and stabilize the housing stock by assisting families in the home buying process and the rehabilitation of older homes. This process of neighborhood reinvestment is occurring through a partnership of residents, business leaders, lending institutions, and the City of Laredo. Aside from one City operated program, NHS is the only non-profit in the Laredo area offering such housing assistance services. NHS is governed by a 13 member Board of Directors with membership comprised of 51% residents and 49% business/lending institution/city government. NHS has been designated as a Community Housing Development Organization (CHDO) and is a member of the Neighborhood Reinvestment Corporation’s national NeighborWorks? network. The Laredo-Webb NHS is a Full-Cycle Lender Certified HomeOwnership Center.
To empower individuals and families by using all available resources to develop affordable housing opportunities, and to promote and preserve homeownership pride, which in turn will enhance neighborhood character and strengthen communities.
Total Operating Expense (9/30/2009): $670,485

Lines of Business
Asset and Property Management

Home Ownership Preservation

Home Ownership Promotion Services

Lending and Loan Portfolio Management

Real Estate Development

National NeighborWorks ® Programs
National Homeownership Programs

Accomplishments in FY 2009
Provided 531 families with pre- and post- purchase housing counseling.

Rehabilitated or repaired 11 rental or owner occupied units (1-4 units).

Assisted 104 families in purchasing a home through homeownership counseling, downpayment, closing cost or financing assistance.

Owned or managed 20 rental units.

Invested $94,980 in the community through Laredo-Webb Neighborhood Housing Services, Inc.’s revolving loan fund, which leveraged $10,468,971 from conventional lenders and other sources.

Total direct investment in the community is $10,563,951.

Community Services
Community Building

Annual Paint the Town Event

Financial Planning and Assistance

Financial Education

Foreclosure Prevention Counseling

Foreclosure Prevention Training

Green Building and Home Improvement

Home Maintenance Training

Housing Programs and Home Ownership Counseling

Home Ownership Center

Home Ownership Counseling

Rental Housing

Board of Directors Name Board Role/Title Sector Company/Organization Job Title
Jorge Cedillo Board Treasurer Resident Community at Large Representative
Ramon Estrada Board Member Resident Azteca Representative
Saul Gutierrez Board Member Financial Institution International Bank of Commerce Lead Loan Originator
Jesus Hinojosa III Board President Resident Santo Nino Neighborhood Representative
Antonio Martinez Board Member Resident Community At Large Representative
Adalberto Nava Board Vice President; Board Member Financial Institution Wells Fargo Bank – Laredo, TX Senior Vice President
Nancy Nuche Board Member At Large Business Community at Large Representative Consultant
Julie Saldana Board Secretary Resident Community at Large Representative
Ignacio Urabazo, Jr. Board Member Financial Institution Commerce Bank – Laredo, TX
Elizabeth A Villarreal Board Member Local Government City of Laredo Representative

About the NeighborWorks ® Network
The NeighborWorks® network is a nationwide network of more than 243 community development organizations working in nearly 4358 urban, suburban and rural communities across America. These organizations engage in revitalization strategies that strengthen communities and transform lives. In the last five years alone, NeighborWorks® organizations have generated more than $8.5 billion in reinvestment and helped more than 500,000 families of modest means purchase or improve their homes or secure safe, decent rental or mutual housing.

NeighborWorks ® America Contact Information
District: Rocky Mountain
Name: Mary H Williams
Phone: 303-782-5251
Toll-Free: 877-316-8881
Fax: 303-782-5568