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San Marcos

2012 First-Time Homebuyer Program

The City of San Marcos offers up to $8,000 in down-payment and closing cost assistance to eligible homebuyers in the form of a zero-interest, five-year forgivable loan. The program can pay 50% of the down payment required for the primary mortgage and up to 100% of the routine closing costs.

Applicants must meet the program definition of a first-time homebuyer and must have a total household income that does not exceed the limit established by HUD (adjusted based on family size). Other applicant eligibility criteria is detailed in the Policies and Procedures Manual.

The property to be acquired must be located inside the city limits, must pass an Housing Quality Standards inspection, and must be a single-family home, which can include townhouses and condominiums.

For more information please refer to the following brochure and application packet or call Janis Hendrix at 512-393-8147 or jhendrix@sanmarcostx.gov.

Homebuyer Incentive Programs

The City of San Marcos promotes homeownership opportunities as a means of promoting local economic development and stimulating business and commercial activity in the City. The City has established homebuyer incentive programs for this purpose as allowed by Chapter 380 of the Texas Local Government Code. The incentives are available to:

Texas State Professors


Seton Medical Center – Hays (specific qualifications apply)


City of San Marcos Civil Service Fire Fighters and Police Officers

Housing Rehabilitation Program

The City of San Marcos supports the rehabilitation of owner-occupied single-family housing through its Community Development Block Grant (CDBG) Program by providing funds to Southside Community Center for their summer camp rehab program. Eligibility requirements include (1) the house must be located inside the City of San Marcos; (2) the property taxes must be current; and (3) the owner of the house must live in the house; and (4) the family must meet established income limits. Persons interested in applying for assistance need to contact Southside Community Center directly at 512-393-8147. Their webpage can be found at Southside Community Center

City Conservation Programs

The City of San Marcos has a variety of programs designed to promote energy efficiency and water conservation through its Go Green San Marcos program. Click here to find out more: GO GREEN

Finding Housing in San Marcos

Housing in San Marcos comes in many forms — single family housing, multi-family rental units, public housing, senior-only housing, student housing — to name a few. The following links may be helpful for those seeking housing:
•San Marcos Area Board of Realtors
•Texas State University Student Housing

Habitat for Humanity San Marcos Area

Habitat for Humanity San Marcos is part of an international non-profit housing ministry that builds decent, affordable houses for eligible applicants. Applications for their program can be found on their website at www.habitatforhumanitysanmarcos.org or by calling 512-754-8142. Qualified applicants must meet income requirements, currently live in San Marcos or have children who are attending a San Marcos CISD school, and have good credit.

The selectedhomebuyer and other volunteers work together with construction professionals to build energy efficient three-bedroom, two bath homes. Habitat houses are sold to partner families at no profit and are financed with affordable loans. The homeowners’ monthly mortgage payments are used to fund still more Habitat houses.

Public Housing

Public housing and the Section 8 Voucher Program are managed by the San Marcos Public Housing Authority, located at 1201 Thorpe Lane, San Marcos TX 78666 (512-353-5058).