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Vermont Housing Finance Agency


Thank you for your interest in Vermont Housing and Finance Agency (VHFA). VHFA provides affordable financing options for Vermonters to realize their dream of owning a home.

How VHFA helps Vermonters purchase homes:
✓ Creating low cost, affordable loan options that participating lenders provide to eligible borrowers. VHFA’s MOVE program is used by lenders throughout the state of Vermont.
✓ Offering Government and Conventional loan products, to ensure Vermonters have as many financing options as possible.

Two important reminders about VHFA:
✓ VHFA does not lend money directly to homebuyers. We are a Housing Finance Agency, and our role is to provide programs to lenders that assist you in purchasing a home.
✓ Lenders accept and review applications, and determine if you are eligible for a VHFA loan. To begin the application process, contact a VHFA participating lender or submit an application to a participating lender. VHFA loan programs are only available through participating lenders.