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Need help buying a home? You may qualify for one of these programs.


Statewide Programs

FHA – Over the past decade, more than 275,000 Washington families have used FHA-insured mortgages to buy their homes. Maybe an FHA mortgage will work for you. Find out more about FHA’s purchase mortgage, FHA “rehab & repair” mortgage, its energy-efficient mortgage or its reverse mortgage. It’s been the “safe, sound and smart” way to go for 275,000 Washington homebuyers. Maybe your family will be next.

Community Contacts – find out if your community offers HUD-funded down-payment or closing cost help”

Washington State Housing Finance Commission (WSHFC) – homebuyer programs, including downpayment and closing cost assistance

Habitat for Humanity – through volunteer labor, builds and rehabilitates houses for families in need

USDA Rural Development Office – homebuyer programs in rural communities

National Foundation for Credit Counseling – get help with budgeting, debt management and credit issues

Washington Homeownership Center – free information and referral service. Call their Homeownership Hotline 1 (877) 894-HOME (4663)

Washington State Community Action Partners – listed by county, offering various services including homebuyer education and/or downpayment assistance

Western Washington

Bellevue/East King County

Community Housing Resource Center – Vancouver and SW Washington

El Centro de la Raza Homeownership Center – Housing counseling, financial literacy, debt and credit management. Classes in English and Spanish.

HomeSight (Seattle, South King and Snohomish Counties)

Kitsap County Consolidated Housing Authority


Pierce County Housing Programs

Snohomish County


Eastern Washington

Benton/Franklin/Walla Walla – Consumer Credit Counseling Service of Tri-Cities

Benton/Franklin – Benton Franklin Community Action Committee

Columbia/Garfield/Walla Walla – Blue Mountain Action Council

Community Frameworks – Self-Help Homeownership Opportunity Program

Ferry/Pend Oreille/Stevens – Rural Resources Community Action


Pasco – Community & Economic Development Dept. (509) 545-3441

Richland, City of

Spokane, City of

Spokane Neighborhood Action Programs

Spokane County

Whitman – Community Action Center