Richland, City of
Apply for Funding
Review the Homebuyer Assistance Program Guidelines to ensure program eligibility.
Get pre-approved for a mortgage by an area lender.
Lender will complete Part A Primary Loan Information sheet of the Down Payment Assistance Application.
Enroll and complete a first-time homebuyer education class. Visit http://www.wshfc.org/buyers/schedule.htm for dates and times in our area.
Shop for a home.
City Addendum’s Form 02: Notice of Voluntary Arm’s Length Transaction and Form 3: Housing Quality Standard, of the Down Payment Assistance Application must be completed and signed by the buyer and seller, prior to entering into a purchase and sale agreement.
Enter into a purchase and sales agreement with the seller.
Buyer completes parts B-E of the Down Payment Assistance Application.
Buyer sets up an appointment for down payment approval with Michelle Burden at (509) 942-7580. Bring complete application, forms and supporting documentation. A list of supporting documentation can be found in part F of the Down Payment Assistance