North Carolina
FHA Loan Limits
County Name
Single Family
Duplex
Tri-plex
Four-plex
——————————————————————————–
ALAMANCE
$271,050
$347,000
$419,425
$521,250
BURLINGTON, NC (MSA)
——————————————————————————–
ALEXANDER
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
——————————————————————————–
ALLEGHANY
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
ANSON
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
——————————————————————————–
ASHE
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
AVERY
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
BEAUFORT
$271,050
$347,000
$419,425
$521,250
WASHINGTON, NC (MICRO)
——————————————————————————–
BERTIE
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
BLADEN
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
BRUNSWICK
$303,750
$388,850
$470,000
$584,150
WILMINGTON, NC (MSA)
——————————————————————————–
BUNCOMBE
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
——————————————————————————–
BURKE
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
——————————————————————————–
CABARRUS
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
——————————————————————————–
CALDWELL
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
——————————————————————————–
CAMDEN
$729,750
$934,200
$1,129,250
$1,403,400
ELIZABETH CITY, NC (MICRO)
——————————————————————————–
CARTERET
$287,500
$368,050
$444,900
$552,900
MOREHEAD CITY, NC (MICRO)
——————————————————————————–
CASWELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
CATAWBA
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
——————————————————————————–
CHATHAM
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
——————————————————————————–
CHEROKEE
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
CHOWAN
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
CLAY
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
CLEVELAND
$271,050
$347,000
$419,425
$521,250
SHELBY, NC (MICRO)
——————————————————————————–
COLUMBUS
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
CRAVEN
$271,050
$347,000
$419,425
$521,250
NEW BERN, NC (MICRO)
——————————————————————————–
CUMBERLAND
$271,050
$347,000
$419,425
$521,250
FAYETTEVILLE, NC (MSA)
——————————————————————————–
CURRITUCK
$458,850
$587,400
$710,050
$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA)
——————————————————————————–
DARE
$460,000
$588,850
$711,800
$884,600
KILL DEVIL HILLS, NC (MICRO)
——————————————————————————–
DAVIDSON
$271,050
$347,000
$419,425
$521,250
THOMASVILLE-LEXINGTON, NC (MICRO)
——————————————————————————–
DAVIE
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
——————————————————————————–
DUPLIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
DURHAM
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
——————————————————————————–
EDGECOMBE
$271,050
$347,000
$419,425
$521,250
ROCKY MOUNT, NC (MSA)
——————————————————————————–
FORSYTH
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
——————————————————————————–
FRANKLIN
$295,000
$377,650
$456,500
$567,300
RALEIGH-CARY, NC (MSA)
——————————————————————————–
GASTON
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
——————————————————————————–
GATES
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
GRAHAM
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
GRANVILLE
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
GREENE
$271,050
$347,000
$419,425
$521,250
GREENVILLE, NC (MSA)
——————————————————————————–
GUILFORD
$271,050
$347,000
$419,425
$521,250
GREENSBORO-HIGH POINT, NC (MSA)
——————————————————————————–
HALIFAX
$271,050
$347,000
$419,425
$521,250
ROANOKE RAPIDS, NC (MICRO)
——————————————————————————–
HARNETT
$271,050
$347,000
$419,425
$521,250
DUNN, NC (MICRO)
——————————————————————————–
HAYWOOD
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
——————————————————————————–
HENDERSON
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
——————————————————————————–
HERTFORD
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
HOKE
$271,050
$347,000
$419,425
$521,250
FAYETTEVILLE, NC (MSA)
——————————————————————————–
HYDE
$483,000
$618,300
$747,400
$928,850
NON-METRO
——————————————————————————–
IREDELL
$271,050
$347,000
$419,425
$521,250
STATESVILLE-MOORESVILLE, NC (MICRO)
——————————————————————————–
JACKSON
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
JOHNSTON
$295,000
$377,650
$456,500
$567,300
RALEIGH-CARY, NC (MSA)
——————————————————————————–
JONES
$271,050
$347,000
$419,425
$521,250
NEW BERN, NC (MICRO)
——————————————————————————–
LEE
$271,050
$347,000
$419,425
$521,250
SANFORD, NC (MICRO)
——————————————————————————–
LENOIR
$271,050
$347,000
$419,425
$521,250
KINSTON, NC (MICRO)
——————————————————————————–
LINCOLN
$271,050
$347,000
$419,425
$521,250
LINCOLNTON, NC (MICRO)
——————————————————————————–
MACON
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
MADISON
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
——————————————————————————–
MARTIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
MCDOWELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
MECKLENBURG
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
——————————————————————————–
MITCHELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
MONTGOMERY
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
MOORE
$271,050
$347,000
$419,425
$521,250
SOUTHERN PINES-PINEHURST, NC (MICRO)
——————————————————————————–
NASH
$271,050
$347,000
$419,425
$521,250
ROCKY MOUNT, NC (MSA)
——————————————————————————–
NEW HANOVER
$303,750
$388,850
$470,000
$584,150
WILMINGTON, NC (MSA)
——————————————————————————–
NORTHAMPTON
$271,050
$347,000
$419,425
$521,250
ROANOKE RAPIDS, NC (MICRO)
——————————————————————————–
ONSLOW
$306,250
$392,050
$473,900
$588,950
JACKSONVILLE, NC (MSA)
——————————————————————————–
ORANGE
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
——————————————————————————–
PAMLICO
$271,050
$347,000
$419,425
$521,250
NEW BERN, NC (MICRO)
——————————————————————————–
PASQUOTANK
$729,750
$934,200
$1,129,250
$1,403,400
ELIZABETH CITY, NC (MICRO)
——————————————————————————–
PENDER
$303,750
$388,850
$470,000
$584,150
WILMINGTON, NC (MSA)
——————————————————————————–
PERQUIMANS
$729,750
$934,200
$1,129,250
$1,403,400
ELIZABETH CITY, NC (MICRO)
——————————————————————————–
PERSON
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
——————————————————————————–
PITT
$271,050
$347,000
$419,425
$521,250
GREENVILLE, NC (MSA)
——————————————————————————–
POLK
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
RANDOLPH
$271,050
$347,000
$419,425
$521,250
GREENSBORO-HIGH POINT, NC (MSA)
——————————————————————————–
RICHMOND
$271,050
$347,000
$419,425
$521,250
ROCKINGHAM, NC (MICRO)
——————————————————————————–
ROBESON
$271,050
$347,000
$419,425
$521,250
LUMBERTON, NC (MICRO)
——————————————————————————–
ROCKINGHAM
$271,050
$347,000
$419,425
$521,250
GREENSBORO-HIGH POINT, NC (MSA)
——————————————————————————–
ROWAN
$271,050
$347,000
$419,425
$521,250
SALISBURY, NC (MICRO)
——————————————————————————–
RUTHERFORD
$271,050
$347,000
$419,425
$521,250
FOREST CITY, NC (MICRO)
——————————————————————————–
SAMPSON
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
SCOTLAND
$271,050
$347,000
$419,425
$521,250
LAURINBURG, NC (MICRO)
——————————————————————————–
STANLY
$271,050
$347,000
$419,425
$521,250
ALBEMARLE, NC (MICRO)
——————————————————————————–
STOKES
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
——————————————————————————–
SURRY
$271,050
$347,000
$419,425
$521,250
MOUNT AIRY, NC (MICRO)
——————————————————————————–
SWAIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
TRANSYLVANIA
$293,750
$376,050
$454,550
$564,900
BREVARD, NC (MICRO)
——————————————————————————–
TYRRELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
UNION
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
——————————————————————————–
VANCE
$271,050
$347,000
$419,425
$521,250
HENDERSON, NC (MICRO)
——————————————————————————–
WAKE
$295,000
$377,650
$456,500
$567,300
RALEIGH-CARY, NC (MSA)
——————————————————————————–
WARREN
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
WASHINGTON
$271,050
$347,000
$419,425
$521,250
NON-METRO
——————————————————————————–
WATAUGA
$285,000
$364,850
$441,000
$548,050
BOONE, NC (MICRO)
——————————————————————————–
WAYNE
$271,050
$347,000
$419,425
$521,250
GOLDSBORO, NC (MSA)
——————————————————————————–
WILKES
$271,050
$347,000
$419,425
$521,250
NORTH WILKESBORO, NC (MICRO)
——————————————————————————–
WILSON
$271,050
$347,000
$419,425
$521,250
WILSON, NC (MICRO)
——————————————————————————–
YADKIN
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
——————————————————————————–
YANCEY
$271,050
$347,000
$419,425
$521,250
NON-METRO