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North Carolina

FHA Loan Limits

CONTACT US FOR MORE ANSWERS

County Name

Single Family

Duplex

Tri-plex

Four-plex

——————————————————————————–

ALAMANCE

$271,050

$347,000

$419,425

$521,250

BURLINGTON, NC (MSA)

——————————————————————————–

ALEXANDER

$271,050

$347,000

$419,425

$521,250

HICKORY-LENOIR-MORGANTON, NC (MSA)

——————————————————————————–

ALLEGHANY

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

ANSON

$303,750

$388,850

$470,000

$584,150

CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)

——————————————————————————–

ASHE

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

AVERY

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

BEAUFORT

$271,050

$347,000

$419,425

$521,250

WASHINGTON, NC (MICRO)

——————————————————————————–

BERTIE

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

BLADEN

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

BRUNSWICK

$303,750

$388,850

$470,000

$584,150

WILMINGTON, NC (MSA)

——————————————————————————–

BUNCOMBE

$303,750

$388,850

$470,000

$584,150

ASHEVILLE, NC (MSA)

——————————————————————————–

BURKE

$271,050

$347,000

$419,425

$521,250

HICKORY-LENOIR-MORGANTON, NC (MSA)

——————————————————————————–

CABARRUS

$303,750

$388,850

$470,000

$584,150

CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)

——————————————————————————–

CALDWELL

$271,050

$347,000

$419,425

$521,250

HICKORY-LENOIR-MORGANTON, NC (MSA)

——————————————————————————–

CAMDEN

$729,750

$934,200

$1,129,250

$1,403,400

ELIZABETH CITY, NC (MICRO)

——————————————————————————–

CARTERET

$287,500

$368,050

$444,900

$552,900

MOREHEAD CITY, NC (MICRO)

——————————————————————————–

CASWELL

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

CATAWBA

$271,050

$347,000

$419,425

$521,250

HICKORY-LENOIR-MORGANTON, NC (MSA)

——————————————————————————–

CHATHAM

$334,650

$428,400

$517,850

$643,550

DURHAM, NC (MSA)

——————————————————————————–

CHEROKEE

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

CHOWAN

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

CLAY

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

CLEVELAND

$271,050

$347,000

$419,425

$521,250

SHELBY, NC (MICRO)

——————————————————————————–

COLUMBUS

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

CRAVEN

$271,050

$347,000

$419,425

$521,250

NEW BERN, NC (MICRO)

——————————————————————————–

CUMBERLAND

$271,050

$347,000

$419,425

$521,250

FAYETTEVILLE, NC (MSA)

——————————————————————————–

CURRITUCK

$458,850

$587,400

$710,050

$882,400

VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA)

——————————————————————————–

DARE

$460,000

$588,850

$711,800

$884,600

KILL DEVIL HILLS, NC (MICRO)

——————————————————————————–

DAVIDSON

$271,050

$347,000

$419,425

$521,250

THOMASVILLE-LEXINGTON, NC (MICRO)

——————————————————————————–

DAVIE

$271,050

$347,000

$419,425

$521,250

WINSTON-SALEM, NC (MSA)

——————————————————————————–

DUPLIN

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

DURHAM

$334,650

$428,400

$517,850

$643,550

DURHAM, NC (MSA)

——————————————————————————–

EDGECOMBE

$271,050

$347,000

$419,425

$521,250

ROCKY MOUNT, NC (MSA)

——————————————————————————–

FORSYTH

$271,050

$347,000

$419,425

$521,250

WINSTON-SALEM, NC (MSA)

——————————————————————————–

FRANKLIN

$295,000

$377,650

$456,500

$567,300

RALEIGH-CARY, NC (MSA)

——————————————————————————–

GASTON

$303,750

$388,850

$470,000

$584,150

CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)

——————————————————————————–

GATES

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

GRAHAM

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

GRANVILLE

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

GREENE

$271,050

$347,000

$419,425

$521,250

GREENVILLE, NC (MSA)

——————————————————————————–

GUILFORD

$271,050

$347,000

$419,425

$521,250

GREENSBORO-HIGH POINT, NC (MSA)

——————————————————————————–

HALIFAX

$271,050

$347,000

$419,425

$521,250

ROANOKE RAPIDS, NC (MICRO)

——————————————————————————–

HARNETT

$271,050

$347,000

$419,425

$521,250

DUNN, NC (MICRO)

——————————————————————————–

HAYWOOD

$303,750

$388,850

$470,000

$584,150

ASHEVILLE, NC (MSA)

——————————————————————————–

HENDERSON

$303,750

$388,850

$470,000

$584,150

ASHEVILLE, NC (MSA)

——————————————————————————–

HERTFORD

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

HOKE

$271,050

$347,000

$419,425

$521,250

FAYETTEVILLE, NC (MSA)

——————————————————————————–

HYDE

$483,000

$618,300

$747,400

$928,850

NON-METRO

——————————————————————————–

IREDELL

$271,050

$347,000

$419,425

$521,250

STATESVILLE-MOORESVILLE, NC (MICRO)

——————————————————————————–

JACKSON

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

JOHNSTON

$295,000

$377,650

$456,500

$567,300

RALEIGH-CARY, NC (MSA)

——————————————————————————–

JONES

$271,050

$347,000

$419,425

$521,250

NEW BERN, NC (MICRO)

——————————————————————————–

LEE

$271,050

$347,000

$419,425

$521,250

SANFORD, NC (MICRO)

——————————————————————————–

LENOIR

$271,050

$347,000

$419,425

$521,250

KINSTON, NC (MICRO)

——————————————————————————–

LINCOLN

$271,050

$347,000

$419,425

$521,250

LINCOLNTON, NC (MICRO)

——————————————————————————–

MACON

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

MADISON

$303,750

$388,850

$470,000

$584,150

ASHEVILLE, NC (MSA)

——————————————————————————–

MARTIN

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

MCDOWELL

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

MECKLENBURG

$303,750

$388,850

$470,000

$584,150

CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)

——————————————————————————–

MITCHELL

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

MONTGOMERY

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

MOORE

$271,050

$347,000

$419,425

$521,250

SOUTHERN PINES-PINEHURST, NC (MICRO)

——————————————————————————–

NASH

$271,050

$347,000

$419,425

$521,250

ROCKY MOUNT, NC (MSA)

——————————————————————————–

NEW HANOVER

$303,750

$388,850

$470,000

$584,150

WILMINGTON, NC (MSA)

——————————————————————————–

NORTHAMPTON

$271,050

$347,000

$419,425

$521,250

ROANOKE RAPIDS, NC (MICRO)

——————————————————————————–

ONSLOW

$306,250

$392,050

$473,900

$588,950

JACKSONVILLE, NC (MSA)

——————————————————————————–

ORANGE

$334,650

$428,400

$517,850

$643,550

DURHAM, NC (MSA)

——————————————————————————–

PAMLICO

$271,050

$347,000

$419,425

$521,250

NEW BERN, NC (MICRO)

——————————————————————————–

PASQUOTANK

$729,750

$934,200

$1,129,250

$1,403,400

ELIZABETH CITY, NC (MICRO)

——————————————————————————–

PENDER

$303,750

$388,850

$470,000

$584,150

WILMINGTON, NC (MSA)

——————————————————————————–

PERQUIMANS

$729,750

$934,200

$1,129,250

$1,403,400

ELIZABETH CITY, NC (MICRO)

——————————————————————————–

PERSON

$334,650

$428,400

$517,850

$643,550

DURHAM, NC (MSA)

——————————————————————————–

PITT

$271,050

$347,000

$419,425

$521,250

GREENVILLE, NC (MSA)

——————————————————————————–

POLK

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

RANDOLPH

$271,050

$347,000

$419,425

$521,250

GREENSBORO-HIGH POINT, NC (MSA)

——————————————————————————–

RICHMOND

$271,050

$347,000

$419,425

$521,250

ROCKINGHAM, NC (MICRO)

——————————————————————————–

ROBESON

$271,050

$347,000

$419,425

$521,250

LUMBERTON, NC (MICRO)

——————————————————————————–

ROCKINGHAM

$271,050

$347,000

$419,425

$521,250

GREENSBORO-HIGH POINT, NC (MSA)

——————————————————————————–

ROWAN

$271,050

$347,000

$419,425

$521,250

SALISBURY, NC (MICRO)

——————————————————————————–

RUTHERFORD

$271,050

$347,000

$419,425

$521,250

FOREST CITY, NC (MICRO)

——————————————————————————–

SAMPSON

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

SCOTLAND

$271,050

$347,000

$419,425

$521,250

LAURINBURG, NC (MICRO)

——————————————————————————–

STANLY

$271,050

$347,000

$419,425

$521,250

ALBEMARLE, NC (MICRO)

——————————————————————————–

STOKES

$271,050

$347,000

$419,425

$521,250

WINSTON-SALEM, NC (MSA)

——————————————————————————–

SURRY

$271,050

$347,000

$419,425

$521,250

MOUNT AIRY, NC (MICRO)

——————————————————————————–

SWAIN

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

TRANSYLVANIA

$293,750

$376,050

$454,550

$564,900

BREVARD, NC (MICRO)

——————————————————————————–

TYRRELL

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

UNION

$303,750

$388,850

$470,000

$584,150

CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)

——————————————————————————–

VANCE

$271,050

$347,000

$419,425

$521,250

HENDERSON, NC (MICRO)

——————————————————————————–

WAKE

$295,000

$377,650

$456,500

$567,300

RALEIGH-CARY, NC (MSA)

——————————————————————————–

WARREN

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

WASHINGTON

$271,050

$347,000

$419,425

$521,250

NON-METRO

——————————————————————————–

WATAUGA

$285,000

$364,850

$441,000

$548,050

BOONE, NC (MICRO)

——————————————————————————–

WAYNE

$271,050

$347,000

$419,425

$521,250

GOLDSBORO, NC (MSA)

——————————————————————————–

WILKES

$271,050

$347,000

$419,425

$521,250

NORTH WILKESBORO, NC (MICRO)

——————————————————————————–

WILSON

$271,050

$347,000

$419,425

$521,250

WILSON, NC (MICRO)

——————————————————————————–

YADKIN

$271,050

$347,000

$419,425

$521,250

WINSTON-SALEM, NC (MSA)

——————————————————————————–

YANCEY

$271,050

$347,000

$419,425

$521,250

NON-METRO